Here is a an example of repeating a cell/layout inside of a layout. The hard part I found was trying to get the text from the Edit Text field since using the id will not work. You can use the position of the cell but since the list can get rearranged due to the soft keyboard popping up. Setting a tag to the edit text field will work better.

I created two different ways to gather the input: using a holder inside the adapter and using a TextWatcher. A TextWatcher will grab the input in real time unlike a holder which will update when the focus changes.

Here is the code:

MainActivity.java (option A) 

This  one uses a Holder to get the input. This use both position of the cell and set/get tag of the edit field.

public class ExampleList extends Activity{
    private AccountAdapter myAdapter; 
    public ArrayList ealist = new ArrayList();//This can be any ArrayList of objects
    private ListView myList;

    public void onCreate(Bundle savedInstanceState) {
      super.onCreate(savedInstanceState);
      setContentView(R.layout.listholder);

       ealist = Banks.getlist();   // populating your list
       myAdapter = new AccountAdapter();

       myList = (ListView) findViewById(R.id.MyList); // grab your listview from your layout
       myList.setItemsCanFocus(true);

       myList.setAdapter(myAdapter); //use this update your listview
    }

    public class AccountAdapter extends BaseAdapter {
        // variables used for the class only.  
        private LayoutInflater mInflater;   
        public ArrayList myItems = new ArrayList();

    public AccountAdapter() {
        mInflater = (LayoutInflater) getSystemService(Context.LAYOUT_INFLATER_SERVICE);
        for (int i = 0; i < ealist.size(); i++) {
            myItems.add(new ListItem());
        }
        notifyDataSetChanged();
    }

    public int getCount() {
        return ealist.size();
    }

    public Object getItem(int position) {
        return position;
    }

    public long getItemId(int position) {
        return position;
    }

    public View getView(int position, View convertView, ViewGroup parent) {
       final ViewHolder holder;

        if (convertView == null) {
            holder = new ViewHolder();
            Bank account = ealist.get(position); // grabbing individual objects

            convertView = mInflater.inflate(R.layout.cell, null); // this is your cell
            holder.caption = (EditText) convertView
                    .findViewById(R.id.payingAmount);
            holder.caption.setTag(account.savingAccountName); // setting the tag
            // do rest of your setting like you always do
           }

        } else {
            holder = (ViewHolder) convertView.getTag();
        }      

       holder.caption.setId(position); 

        //we need to update adapter once we finish with editing
        holder.caption.setOnFocusChangeListener(new OnFocusChangeListener() {
            public void onFocusChange(View v, boolean hasFocus) {
               if (!hasFocus){
                   final int position = v.getId(); 
                    final EditText Caption = (EditText) v;
                    String val = Caption.getText().toString();  // you have the value here

                    if(val.compareTo("") !=0){
            	       String accountName = "";
            	       if(Caption.getTag() != null){
            	    	   accountName = Caption.getTag().toString();  // get the tag   	   
            	       }
                       /** if you need to find the object associated with the editText
            	       for(int i=0; i<ealist.size(); i++){
            	    	   if(accountName.compareToIgnoreCase(ealist.get(i).savingAccountName) == 0){ 
            	    		   ealist.get(i).paymentAmount = val;
            	    	   }
            	       }

                    }
                  ((ListItem)myItems.get(position)).caption = val; 
                } 

            }
        });
        return convertView;

    }
}

public class ViewHolder {
    EditText caption;
}

class ListItem {
    String caption;
}

    public String getValue(int position){
       (((ListItem)myAdapter.myItems.get(position)).caption); 
    }
}

MainActivity.java (Option B)

This one uses a TextWatcher and set/get tag

public class ExampleList extends Activity{
    private AccountAdapter myAdapter; 
    public ArrayList ealist = new ArrayList();//This can be any ArrayList of objects
    private ListView myList;

    public void onCreate(Bundle savedInstanceState) {
      super.onCreate(savedInstanceState);
      setContentView(R.layout.listholder);

       ealist = Banks.getlist();   // populating your list
       myAdapter = new AccountAdapter();

       myList = (ListView) findViewById(R.id.MyList); // grab your listview from your layout
       myList.setItemsCanFocus(true);

       myList.setAdapter(myAdapter); //use this update your listview
    }

    public class AccountAdapter extends BaseAdapter {
        // variables used for the class only.  
        private LayoutInflater mInflater;   

    public AccountAdapter() {
        mInflater = (LayoutInflater) getSystemService(Context.LAYOUT_INFLATER_SERVICE);
        notifyDataSetChanged();
    }

    public int getCount() {
        return ealist.size();
    }

    public Object getItem(int position) {
        return position;
    }

    public long getItemId(int position) {
        return position;
    }

    public View getView(int position, View convertView, ViewGroup parent) {
        if (convertView == null) {
            Bank account = ealist.get(position); // grabbing individual objects

            convertView = mInflater.inflate(R.layout.cell, null); // this is your cell
            EditText editValue = (EditText) convertView
                    .findViewById(R.id.payingAmount);
            editValue.setTag(account.savingAccountName); // setting the tag
            // do rest of your setting like you always do
           }

        }     
        return convertView;

    }
  }
private class MyTextWatcher implements TextWatcher{

	  private View view;
	  EditText amount;
	  private MyTextWatcher(View view) {
	  this.view = view;
	  }

	  public void beforeTextChanged(CharSequence s, int start, int count, int after) {
	   //do nothing
	  }
	  public void onTextChanged(CharSequence s, int start, int before, int count) { 

	  }
	  public void afterTextChanged(Editable s) {
		  amount = (EditText) view.findViewById(R.id.payingAmount); 
                  return;
	  }
	 }

}

Layouts:

listholder.xml

<?xml version="1.0" encoding="utf-8"?>
<<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
    android:layout_width="fill_parent"
    android:layout_height="fill_parent"
    android:layout_marginTop="5dp"
    android:orientation="vertical" >

  <ListView
      android:id="@+id/MyList"
      android:layout_width="fill_parent"
      android:layout_height="0dp"
      android:layout_centerHorizontal="true"
      android:layout_weight="6.5"
      android:divider="#ababab" >

  </ListView>
</LinearLayout>

cell.xml

<?xml version="1.0" encoding="utf-8"?>
<RelativeLayout xmlns:android="http://schemas.android.com/apk/res/android"
    android:layout_width="fill_parent"
    android:layout_height="130dp"
    android:background="@drawable/gradient_cell"
    android:minHeight="60dp"
    android:orientation="horizontal"
    android:padding="10dp" >
<EditText
android:id="@+id/payingAmount"
android:layout_width="140dp"
android:layout_height="wrap_content" />

</RelativeLayout>